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BankSonar

Western Dakota Bank

Timber Lake, SD · State, non-member commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$89.2M
Total deposits
$80.9M
Branches
2
Return on assets
0.89%
Return on equity
9.90%
Charter type
State, non-member commercial bank
Established
1919
FDIC cert #
492

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Western Dakota Bank

Western Dakota Bank is an FDIC-insured institution (Cert #492). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

302 North Main

Isabel, SD 57633

803 Main Street

Timber Lake, SD 57656

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