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BankSonar

The Exchange Bank of Alabama

Altoona, AL · State, non-member commercial bank

59

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$395.3M
Total deposits
$340.9M
Branches
5
Return on assets
1.18%
Return on equity
9.00%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
54

How the 59 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Exchange Bank of Alabama

The Exchange Bank of Alabama is an FDIC-insured institution (Cert #54). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

230 N 3rd St

Gadsden, AL 35901

3003 Rainbow Dr

Rainbow City, AL 35906

1321 Noccalula Rd

Gadsden, AL 35904

923 Cleveland Ave

Attalla, AL 35954

7170 6th Ave

Altoona, AL 35952

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