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BankSonar

Optum Bank, Inc.

Draper, UT · State, non-member commercial bank

77

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$21B
Total deposits
$16.2B
Branches
1
Return on assets
2.93%
Return on equity
20.31%
Charter type
State, non-member commercial bank
Established
2003
FDIC cert #
57408

How the 77 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Optum Bank, Inc.

Optum Bank, Inc. is an FDIC-insured institution (Cert #57408). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

12921 S Vista Station Blvd

Draper, UT 84020

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