Citizens Bank & Trust
Guntersville, AL · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.2B
- Total deposits
- $1.1B
- Branches
- 10
- Return on assets
- 0.58%
- Return on equity
- 8.86%
- Charter type
- State, non-member commercial bank
- Established
- 2003
- FDIC cert #
- 57483
How the 52 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Citizens Bank & Trust
Citizens Bank & Trust is an FDIC-insured institution (Cert #57483). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
711 Gunter Ave
Guntersville, AL 35976
1205 N Brindlee Mountain Pkwy
Arab, AL 35016
324 N Broad St
Albertville, AL 35950
13870 Highway 231 431 N
Hazel Green, AL 35750
1565 Lee St
Rogersville, AL 35652
25530 Alabama Highway 127
Elkmont, AL 35620
223 2nd Ave Se
Cullman, AL 35055
4615 Main Dr
New Hope, AL 35760
1800 Park Ave
Cullman, AL 35055
23817 John T Reid Pkwy
Scottsboro, AL 35768
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