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BankSonar

West Coast Community Bank

Santa Cruz, CA · State, non-member commercial bank

72

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2.9B
Total deposits
$2.5B
Branches
10
Return on assets
2.16%
Return on equity
16.06%
Charter type
State, non-member commercial bank
Established
2004
FDIC cert #
57591

How the 72 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at West Coast Community Bank

West Coast Community Bank is an FDIC-insured institution (Cert #57591). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

75 River St

Santa Cruz, CA 95060

4604 Scotts Valley Dr

Scotts Valley, CA 95066

595 Auto Center Dr

Watsonville, CA 95076

300 Bonifacio Pl

Monterey, CA 93940

819 Bay Ave

Capitola, CA 95010

432 Broadway St

King City, CA 93930

7775 Soquel Dr

Aptos, CA 95003

19240 Stevens Creek Blvd

Cupertino, CA 95014

599 Higuera St

San Luis Obispo, CA 93401

480 S Main St

Salinas, CA 93901

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