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BankSonar

United Business Bank

Walnut Creek, CA · State member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2.6B
Total deposits
$2.3B
Branches
34
Return on assets
1.29%
Return on equity
10.12%
Charter type
State member commercial bank
Established
2004
FDIC cert #
57716

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at United Business Bank

United Business Bank is an FDIC-insured institution (Cert #57716). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

34 branch locations

410 S Santa Fe Ave

Fountain, CO 80817

128 Grand Ave

Paonia, CO 81428

102 S Adams Blvd

Westcliffe, CO 81252

392 Highway 92

Crawford, CO 81415

3895 E Castro Valley Blvd

Castro Valley, CA 94552

2199 Main St Se

Los Lunas, NM 87031

307 W Broadway

Mountainair, NM 87036

394 Rio Communities Blvd

Belen, NM 87002

6301 Beach Blvd

Buena Park, CA 90621

2300 1st St

Livermore, CA 94550

337 East Agate Avenue

Granby, CO 80446

500 Ygnacio Valley Rd

Walnut Creek, CA 94596

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