American Riviera Bank
Santa Barbara, CA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.4B
- Total deposits
- $1.3B
- Branches
- 9
- Return on assets
- 1.21%
- Return on equity
- 11.84%
- Charter type
- State, non-member commercial bank
- Established
- 2006
- FDIC cert #
- 58281
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at American Riviera Bank
American Riviera Bank is an FDIC-insured institution (Cert #58281). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
1033 Anacapa St
Santa Barbara, CA 93101
5880 Calle Real
Goleta, CA 93117
525 San Ysidro Rd
Santa Barbara, CA 93108
1601 Spring St
Paso Robles, CA 93446
30 E Figueroa St
Santa Barbara, CA 93101
1085 Higuera St
San Luis Obispo, CA 93401
2605 S Miller St
Santa Maria, CA 93455
7035 El Camino Real
Atascadero, CA 93422
1280 S Victoria Ave
Ventura, CA 93003
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates