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BankSonar

Pinnacle Bank

Gilroy, CA · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$945.8M
Total deposits
$823.5M
Branches
4
Return on assets
0.57%
Return on equity
4.93%
Charter type
State, non-member commercial bank
Established
2006
FDIC cert #
58297

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Pinnacle Bank

Pinnacle Bank is an FDIC-insured institution (Cert #58297). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

7597 Monterey St

Gilroy, CA 95020

18181 Butterfield Blvd

Morgan Hill, CA 95037

1276 S Main St

Salinas, CA 93901

1999 S Bascom Ave

Campbell, CA 95008

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