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BankSonar

Beneficial State Bank

Oakland, CA · State, non-member commercial bank

30

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2B
Total deposits
$1.7B
Branches
9
Return on assets
-0.34%
Return on equity
-3.67%
Charter type
State, non-member commercial bank
Established
2007
FDIC cert #
58490

How the 30 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Beneficial State Bank

Beneficial State Bank is an FDIC-insured institution (Cert #58490). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

3626 E 1st St

Los Angeles, CA 90063

268 N Main St

Porterville, CA 93257

430 Nw 10th Ave

Portland, OR 97209

5636 Ne Sandy Blvd

Portland, OR 97213

170 W Shaw Ave

Fresno, CA 93704

2100 Franklin St

Oakland, CA 94612

1501 E Madison St

Seattle, WA 98122

2002 Ne Martin Luther King Jr Blvd

Portland, OR 97212

980 9th St

Sacramento, CA 95814

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