Bank of Ocean City
Ocean City, MD · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $695M
- Total deposits
- $616.5M
- Branches
- 6
- Return on assets
- 1.37%
- Return on equity
- 12.40%
- Charter type
- State, non-member commercial bank
- Established
- 1916
- FDIC cert #
- 5867
How the 85 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Bank of Ocean City
Bank of Ocean City is an FDIC-insured institution (Cert #5867). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
5900 Coastal Hwy
Ocean City, MD 21842
11001 Nicholas Ln
Berlin, MD 21811
10005 Golf Course Rd
Ocean City, MD 21842
627 Williams St
Berlin, MD 21811
904 Coastal Hwy
Fenwick Island, DE 19944
38227 Dupont Boulevard
Selbyville, DE 19975
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