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BankSonar

Woodsboro Bank

Woodsboro, MD · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$469.6M
Total deposits
$433.3M
Branches
5
Return on assets
1.16%
Return on equity
16.54%
Charter type
State, non-member commercial bank
Established
1899
FDIC cert #
5873

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Woodsboro Bank

Woodsboro Bank is an FDIC-insured institution (Cert #5873). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

143 Frederick Rd

Thurmont, MD 21788

900 N East St

Frederick, MD 21701

4-6 West Patrick Street

Frederick, MD 21701

40 West Patrick Street

Frederick, MD 21701

5 N Main St

Woodsboro, MD 21798

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