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BankSonar

The Farmers Bank of Willards

Willards, MD · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$536.7M
Total deposits
$463.1M
Branches
8
Return on assets
1.30%
Return on equity
11.38%
Charter type
State, non-member commercial bank
Established
1925
FDIC cert #
5885

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Farmers Bank of Willards

The Farmers Bank of Willards is an FDIC-insured institution (Cert #5885). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

7233 Main St

Willards, MD 21874

Tilghman Road

Salisbury, MD 21801

1150 Parsons Rd

Salisbury, MD 21801

7484 Market St

Willards, MD 21874

102 Milford St

Salisbury, MD 21804

9701 Stephen Decatur Hwy

Ocean City, MD 21842

28660 Dupont Blvd

Millsboro, DE 19966

8700 Coastal Highway

Ocean City, MD 21842

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