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BankSonar

One American Bank

Centerville, SD · State, non-member commercial bank

23

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$360.3M
Total deposits
$240.6M
Branches
3
Return on assets
-1.94%
Return on equity
-25.44%
Charter type
State, non-member commercial bank
Established
1883
FDIC cert #
6078

How the 23 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at One American Bank

One American Bank is an FDIC-insured institution (Cert #6078). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

3310 W 49th St

Sioux Falls, SD 57106

549 Broadway St

Centerville, SD 57014

515 S Minnesota Ave

Sioux Falls, SD 57104

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