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BankSonar

Five Star Bank

Rochester, NY · State member commercial bank

72

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$6.3B
Total deposits
$5.3B
Branches
48
Return on assets
1.42%
Return on equity
13.32%
Charter type
State member commercial bank
Established
1881
FDIC cert #
659

How the 72 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Five Star Bank

Five Star Bank is an FDIC-insured institution (Cert #659). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

48 branch locations

102 N Main St

Albion, NY 14411

54 W Washington St

Ellicottville, NY 14731

27 Water St

Cuba, NY 14727

323 W Washington St

Bath, NY 14810

22 Shethar St

Hammondsport, NY 14840

7434 Seneca Rd N

Hornell, NY 14843

184 S Main St

Naples, NY 14512

387 Hamilton St

Geneva, NY 14456

2425 Rochester Rd

Canandaigua, NY 14424

129 Elm St

Penn Yan, NY 14527

1940 Routes 5 & 20

Waterloo, NY 13165

60 W Main St

Allegany, NY 14706

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