The Adirondack Trust Company
Saratoga Springs, NY · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.8B
- Total deposits
- $1.5B
- Branches
- 13
- Return on assets
- 0.76%
- Return on equity
- 7.06%
- Charter type
- State member commercial bank
- Established
- 1901
- FDIC cert #
- 660
How the 54 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at The Adirondack Trust Company
The Adirondack Trust Company is an FDIC-insured institution (Cert #660). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
13 branch locations
315 Church Street
Saratoga Springs, NY 12866
2510 State Route 9
Malta, NY 12020
112 S Broadway
Saratoga Springs, NY 12866
650 Maple Avenue
Saratoga Springs, NY 12866
162 Northline Road
Saratoga Springs, NY 12020
3017 Route 50
Saratoga Springs, NY 12866
224 Church Ave
Ballston Spa, NY 12020
473 Broadway
Saratoga Springs, NY 12866
100 Saratoga Blvd
Saratoga Springs, NY 12866
376 Bay Rd
Queensbury, NY 12804
322 Ruhle Rd S
Ballston Lake, NY 12019
79 Main St
Queensbury, NY 12804
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