First Neighborhood Bank
Spencer, WV · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $160.6M
- Total deposits
- $145.3M
- Branches
- 1
- Return on assets
- 0.25%
- Return on equity
- 2.79%
- Charter type
- State, non-member commercial bank
- Established
- 1912
- FDIC cert #
- 6800
How the 40 breaks down
Well-capitalized by regulatory thresholds.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First Neighborhood Bank
First Neighborhood Bank is an FDIC-insured institution (Cert #6800). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
1 branch locations
216 Market St
Spencer, WV 25276
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