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BankSonar

First Neighborhood Bank

Spencer, WV · State, non-member commercial bank

38

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$160.6M
Total deposits
$145.3M
Branches
5
Return on assets
0.25%
Return on equity
2.79%
Charter type
State, non-member commercial bank
Established
1912
FDIC cert #
6800

How the 38 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Neighborhood Bank

First Neighborhood Bank is an FDIC-insured institution (Cert #6800). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

334 Main St

Spencer, WV 25276

4416 Emerson Ave

Parkersburg, WV 26104

500 Division St

Parkersburg, WV 26101

216 Market St

Spencer, WV 25276

245 Church St S

Ripley, WV 25271

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