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BankSonar

Central State Bank

Calera, AL · State member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$778.3M
Total deposits
$698.9M
Branches
7
Return on assets
1.93%
Return on equity
20.24%
Charter type
State member commercial bank
Established
1916
FDIC cert #
72

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Central State Bank

Central State Bank is an FDIC-insured institution (Cert #72). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

57 County Road 87

Calera, AL 35040

3145 Highway 31 S

Pelham, AL 35124

71 Limestone Pkwy

Calera, AL 35040

11025 Highway 25

Calera, AL 35040

9331 Highway 119

Alabaster, AL 35007

6801 Cahaba Valley Road

Birmingham, AL 35242

3105 Alabama Highway 63 S

Alexander City, AL 35010

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