NBT Bank, National Association
Norwich, NY · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $16.1B
- Total deposits
- $13.7B
- Branches
- 176
- Return on assets
- 1.21%
- Return on equity
- 10.45%
- Charter type
- National commercial bank
- Established
- 1856
- FDIC cert #
- 7230
How the 77 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Large, diversified balance sheet.
Your deposits at NBT Bank, National Association
NBT Bank, National Association is an FDIC-insured institution (Cert #7230). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
50 branch locations
5 Bissell St
Lakeville, CT 06039
100 Main St
Canaan, CT 06018
76 Park St
Lee, MA 01238
5 Gay St
Sharon, CT 06069
25 Main St
Forestville, NY 14062
5999 S Park Ave
Hamburg, NY 14075
938 Union Rd
West Seneca, NY 14224
16 Main St
Cherry Valley, NY 13320
4957 Western Tpke
Duanesburg, NY 12056
34 W Main St
Fonda, NY 12068
305 Main St
Middleburgh, NY 12122
16 W Main St
St. Johnsville, NY 13452
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