NBT Bank, National Association
Norwich, NY · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $16.1B
- Total deposits
- $13.9B
- Branches
- 178
- Return on assets
- 1.18%
- Return on equity
- 10.23%
- Charter type
- National commercial bank
- Established
- 1856
- FDIC cert #
- 7230
How the 68 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Large, diversified balance sheet.
Your deposits at NBT Bank, National Association
NBT Bank, National Association is an FDIC-insured institution (Cert #7230). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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