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BankSonar

First & Peoples Bank and Trust Company

Russell, KY · State, non-member commercial bank

22

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$209.3M
Total deposits
$193.1M
Branches
4
Return on assets
-0.56%
Return on equity
-7.24%
Charter type
State, non-member commercial bank
Established
1932
FDIC cert #
8122

How the 22 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First & Peoples Bank and Trust Company

First & Peoples Bank and Trust Company is an FDIC-insured institution (Cert #8122). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1903 Argillite Rd

Flatwoods, KY 41139

401 Main St

Greenup, KY 41144

435 Main St

South Shore, KY 41175

1001 Diederich Blvd

Russell, KY 41169

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