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BankSonar

ESB Bank

Caledonia, MN · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$198.1M
Total deposits
$168.6M
Branches
3
Return on assets
1.52%
Return on equity
16.21%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
10980

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at ESB Bank

ESB Bank is an FDIC-insured institution (Cert #10980). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

108 Iowa Ave S

Eitzen, MN 55931

115 N Highway 44/76

Caledonia, MN 55921

109 S Walnut St

La Crescent, MN 55947

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