First-Citizens Bank & Trust Company
Raleigh, NC · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $236.3B
- Total deposits
- $174B
- Branches
- 517
- Return on assets
- 1.03%
- Return on equity
- 10.29%
- Charter type
- State, non-member commercial bank
- Established
- 1898
- FDIC cert #
- 11063
How the 81 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Large, diversified balance sheet.
Your deposits at First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company is an FDIC-insured institution (Cert #11063). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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