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BankSonar

Live Oak Banking Company

Wilmington, NC · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$15.2B
Total deposits
$14B
Branches
1
Return on assets
0.89%
Return on equity
11.66%
Charter type
State, non-member commercial bank
Established
2008
FDIC cert #
58665

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Live Oak Banking Company

Live Oak Banking Company is an FDIC-insured institution (Cert #58665). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

1757 Tiburon Dr

Wilmington, NC 28403

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