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BankSonar

First Bank

Southern Pines, NC · State member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$12.9B
Total deposits
$11B
Branches
116
Return on assets
1.51%
Return on equity
11.21%
Charter type
State member commercial bank
Established
1934
FDIC cert #
15019

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at First Bank

First Bank is an FDIC-insured institution (Cert #15019). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

301 S Main St

Fairmont, NC 28340

205 S Main St

Kenansville, NC 28349

108 Tobacco Dr

Wallace, NC 28466

2801 N Elm St

Lumberton, NC 28358

210 W 3rd St

Pembroke, NC 28372

301 W Broad St

St. Pauls, NC 28384

601 S Main St

Laurinburg, NC 28352

3364 Harmony Hwy

Harmony, NC 28634

114 Main St W

Locust, NC 28097

11410 N Main St

Archdale, NC 27263

201 Highway 301 N

Dillon, SC 29536

108 N Middleton St

Robbins, NC 27325

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