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BankSonar

Perennial Bank

Darwin, MN · State, non-member commercial bank

56

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$155.9M
Total deposits
$142.9M
Branches
4
Return on assets
0.99%
Return on equity
12.55%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
1413

How the 56 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Perennial Bank

Perennial Bank is an FDIC-insured institution (Cert #1413). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

125 E James St

Paynesville, MN 56362

780 Parker Ave W

Dassel, MN 55325

318 N 1st St

Darwin, MN 55324

102 E 2nd St

Winthrop, MN 55396

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