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BankSonar

First National Bank of America

East Lansing, MI · National commercial bank

74

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$6.8B
Total deposits
$3.8B
Branches
3
Return on assets
2.71%
Return on equity
33.85%
Charter type
National commercial bank
Established
1955
FDIC cert #
17438

How the 74 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank of America

First National Bank of America is an FDIC-insured institution (Cert #17438). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

241 E Saginaw St

East Lansing, MI 48823

315 N Division St

Traverse City, MI 49684

4660 Kalamazoo Ave Se

Grand Rapids, MI 49508

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