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BankSonar

Mercantile Bank

Grand Rapids, MI · State, non-member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$6.4B
Total deposits
$5B
Branches
41
Return on assets
1.51%
Return on equity
13.13%
Charter type
State, non-member commercial bank
Established
1997
FDIC cert #
34598

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Mercantile Bank

Mercantile Bank is an FDIC-insured institution (Cert #34598). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

41 branch locations

258 W Wright Ave

Shepherd, MI 48883

1925 E Remus Rd

Mount Pleasant, MI 48858

9002 E Howard City Edmore Rd

Vestaburg, MI 48891

230 Woodworth Ave

Alma, MI 48801

4699 E Pickard St

Mount Pleasant, MI 48858

7300 N Alger Rd

Alma, MI 48801

219 E Center St

Ithaca, MI 48847

1979 E Miller Rd

Fairview, MI 48621

9531 N Greenville Rd

Lakeview, MI 48850

830 W Shaw St

Howard City, MI 49329

201 W Wheatland Ave

Remus, MI 49340

202 N Dexter St

Ionia, MI 48846

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