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BankSonar

St. Clair State Bank (Incorporated)

Saint Clair, MN · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$133.1M
Total deposits
$117.4M
Branches
1
Return on assets
2.16%
Return on equity
19.84%
Charter type
State, non-member commercial bank
Established
1907
FDIC cert #
1903

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at St. Clair State Bank (Incorporated)

St. Clair State Bank (Incorporated) is an FDIC-insured institution (Cert #1903). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

100 Main St W

Saint Clair, MN 56080

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