Skip to content
BankSonar

Cornerstone State Bank

Montgomery, MN · State, non-member commercial bank

64

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$243.1M
Total deposits
$221.5M
Branches
7
Return on assets
1.32%
Return on equity
17.00%
Charter type
State, non-member commercial bank
Established
1974
FDIC cert #
21525

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cornerstone State Bank

Cornerstone State Bank is an FDIC-insured institution (Cert #21525). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

500 Main St

Madison Lake, MN 56063

401 4th St Nw

Montgomery, MN 56069

600 Parkway Ave

Eagle Lake, MN 56024

451 3rd St

Green Isle, MN 55338

1516 Cloquet Ave

Cloquet, MN 55720

415 N Main St

Le Sueur, MN 56058

406 E Poplar St

Belle Plaine, MN 56011

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Minnesota

All Minnesota banks →