Granite Bank
Cold Spring, MN · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $353.2M
- Total deposits
- $289.3M
- Branches
- 2
- Return on assets
- 1.37%
- Return on equity
- 15.69%
- Charter type
- State, non-member commercial bank
- Established
- 1902
- FDIC cert #
- 5116
How the 65 breaks down
Adequately capitalized.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Granite Bank
Granite Bank is an FDIC-insured institution (Cert #5116). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
202 2nd Ave S
Cold Spring, MN 56320
11660 Theatre Dr N
Champlin, MN 55316
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