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BankSonar

WNB FINANCIAL, N.A.

Winona, MN · National commercial bank

53

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$570M
Total deposits
$499.9M
Branches
7
Return on assets
0.81%
Return on equity
7.99%
Charter type
National commercial bank
Established
1874
FDIC cert #
5280

How the 53 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at WNB FINANCIAL, N.A.

WNB FINANCIAL, N.A. is an FDIC-insured institution (Cert #5280). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

111 Main St W

Wabasha, MN 55981

1491 W Broadway St

Winona, MN 55987

Dodge And Belvidere

Kellogg, MN 55945

204 Main St

Winona, MN 55987

840 Mankato Ave

Winona, MN 55987

1160 Blazing Star Blvd

Altoona, WI 54720

1506 Cole Court

Holmen, WI 54636

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