Heritage Bank Minnesota
West Concord, MN · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $123.3M
- Total deposits
- $107.6M
- Branches
- 3
- Return on assets
- 0.76%
- Return on equity
- 12.44%
- Charter type
- State, non-member commercial bank
- Established
- 1930
- FDIC cert #
- 8865
How the 52 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Heritage Bank Minnesota
Heritage Bank Minnesota is an FDIC-insured institution (Cert #8865). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
37470 1st Avenue Ct
Dennison, MN 55018
181 Main St
West Concord, MN 55985
1520 Clinton Ln
Northfield, MN 55057
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