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BankSonar

Heritage Bank Minnesota

West Concord, MN · State, non-member commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$123.3M
Total deposits
$107.6M
Branches
3
Return on assets
0.76%
Return on equity
12.44%
Charter type
State, non-member commercial bank
Established
1930
FDIC cert #
8865

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank Minnesota

Heritage Bank Minnesota is an FDIC-insured institution (Cert #8865). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

37470 1st Avenue Ct

Dennison, MN 55018

181 Main St

West Concord, MN 55985

1520 Clinton Ln

Northfield, MN 55057

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