Baybank
Gladstone, MI · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $175.1M
- Total deposits
- $147.6M
- Branches
- 3
- Return on assets
- 1.41%
- Return on equity
- 14.31%
- Charter type
- State, non-member commercial bank
- Established
- 1912
- FDIC cert #
- 1092
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Baybank
Baybank is an FDIC-insured institution (Cert #1092). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
10513 N Main St
Rapid River, MI 49878
200 N Lincoln Rd
Escanaba, MI 49829
104 S 10th St
Gladstone, MI 49837
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