Mechanics & Farmers Bank
Durham, NC · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $476M
- Total deposits
- $402.2M
- Branches
- 8
- Return on assets
- 0.68%
- Return on equity
- 4.85%
- Charter type
- State, non-member commercial bank
- Established
- 1908
- FDIC cert #
- 12266
How the 49 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Mechanics & Farmers Bank
Mechanics & Farmers Bank is an FDIC-insured institution (Cert #12266). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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