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BankSonar

Mechanics & Farmers Bank

Durham, NC · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$489M
Total deposits
$414.2M
Branches
8
Return on assets
0.66%
Return on equity
4.69%
Charter type
State, non-member commercial bank
Established
1908
FDIC cert #
12266

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Mechanics & Farmers Bank

Mechanics & Farmers Bank is an FDIC-insured institution (Cert #12266). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

100 S Murrow Blvd

Greensboro, NC 27401

101 Beatties Ford Rd

Charlotte, NC 28216

2705 Chapel Hill Blvd

Durham, NC 27707

13 E Hargett St

Raleigh, NC 27601

1824 Rock Quarry Rd

Raleigh, NC 27610

770 M.L. King Blvd.

Winston Salem, NC 27101

2634 Chapel Hill Blvd

Durham, NC 27707

116 W Parrish St

Durham, NC 27701

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