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BankSonar

Lake City Bank

Warsaw, IN · State member commercial bank

74

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$7.1B
Total deposits
$6.2B
Branches
58
Return on assets
1.63%
Return on equity
15.04%
Charter type
State member commercial bank
Established
1872
FDIC cert #
13102

How the 74 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Lake City Bank

Lake City Bank is an FDIC-insured institution (Cert #13102). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

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