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BankSonar

1st Source Bank

South Bend, IN · State member commercial bank

74

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$9.1B
Total deposits
$7.2B
Branches
81
Return on assets
1.83%
Return on equity
13.55%
Charter type
State member commercial bank
Established
1922
FDIC cert #
9087

How the 74 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at 1st Source Bank

1st Source Bank is an FDIC-insured institution (Cert #9087). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

109 N Main St

North Liberty, IN 46554

405 E Mckinley Ave

Mishawaka, IN 46545

4720 Lincolnway E

Mishawaka, IN 46544

4009 Red Arrow Hwy

Saint Joseph, MI 49085

715 Ship St

St. Joseph, MI 49085

518 N Michigan St

Argos, IN 46501

312 N Center St

Plymouth, IN 46563

6043 Central Ave

Portage, IN 46368

1500 S Calumet Rd

Chesterton, IN 46304

2700 Calumet Ave

Valparaiso, IN 46383

221 S Main St

Kouts, IN 46347

2356 Morthland Dr

Valparaiso, IN 46385

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