First Merchants Bank
Muncie, IN · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $21.3B
- Total deposits
- $16.8B
- Branches
- 135
- Return on assets
- 0.78%
- Return on equity
- 6.04%
- Charter type
- State, non-member commercial bank
- Established
- 1893
- FDIC cert #
- 4365
How the 67 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Large, diversified balance sheet.
Your deposits at First Merchants Bank
First Merchants Bank is an FDIC-insured institution (Cert #4365). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
50 branch locations
855 Webster St
Fort Wayne, IN 46802
250 Main St
Lafayette, IN 47901
116 E Washington St
Monticello, IN 47960
520 N 13th St
Decatur, IN 46733
790 W Mill St
Middletown, IN 47356
832 N Central Ave
Connersville, IN 47331
101 S Country Club Rd
Muncie, IN 47303
2101 S Madison St
Muncie, IN 47302
1628 W Mcgalliard Rd
Muncie, IN 47304
801 S Tillotson Ave
Muncie, IN 47304
1 E Carmel Dr
Carmel, IN 46032
478 W Myers St
Montgomery, IN 47558
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