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BankSonar

Merchants Bank of Indiana

Carmel, IN · State, non-member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$20.3B
Total deposits
$13B
Branches
8
Return on assets
1.41%
Return on equity
12.46%
Charter type
State, non-member commercial bank
Established
1923
FDIC cert #
8056

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Merchants Bank of Indiana

Merchants Bank of Indiana is an FDIC-insured institution (Cert #8056). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

3737 E 96th St

Indianapolis, IN 46240

6880 S Arba Pike

Lynn, IN 47355

410 Monon Blvd

Carmel, IN 46032

11590 N Meridian St

Carmel, IN 46032

201 South Main Street

Lynn, IN 47355

701 E Main St

Richmond, IN 47374

1400 Industries Road, Suite 200

Richmond, IN 47374

101 W Kirkwood Ave

Bloomington, IN 47404

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