First Community Bank
Harbor Springs, MI · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $414M
- Total deposits
- $356M
- Branches
- 10
- Return on assets
- 1.89%
- Return on equity
- 19.08%
- Charter type
- State member commercial bank
- Established
- 1905
- FDIC cert #
- 13179
How the 68 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Community Bank
First Community Bank is an FDIC-insured institution (Cert #13179). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
8201 Harbor-Petoskey Rd
Harbor Springs, MI 49740
115 E Lake St
Harbor Springs, MI 49740
2201 E Mitchell Rd
Petoskey, MI 49770
330 E Mitchell St
Petoskey, MI 49770
201 N Main St
Cheboygan, MI 49721
930 Spring St
Petoskey, MI 49770
107 Cass Street, Suite 6
Traverse City, MI 49684
379 S Old Woodward Ave
Birmingham, MI 48009
4455 Cascade Rd Se
Grand Rapids, MI 49546
200 E Main St
Harbor Springs, MI 49740
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