First Community Bank
Harbor Springs, MI · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $413.6M
- Total deposits
- $358.3M
- Branches
- 10
- Return on assets
- 1.91%
- Return on equity
- 19.33%
- Charter type
- State member commercial bank
- Established
- 1905
- FDIC cert #
- 13179
How the 78 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Community Bank
First Community Bank is an FDIC-insured institution (Cert #13179). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
8201 Harbor-Petoskey Rd
Harbor Springs, MI 49740
115 E Lake St
Harbor Springs, MI 49740
2201 E Mitchell Rd
Petoskey, MI 49770
330 E Mitchell St
Petoskey, MI 49770
201 N Main St
Cheboygan, MI 49721
930 Spring St
Petoskey, MI 49770
107 Cass Street, Suite 6
Traverse City, MI 49684
379 S Old Woodward Ave
Birmingham, MI 48009
4455 Cascade Rd Se
Grand Rapids, MI 49546
200 E Main St
Harbor Springs, MI 49740
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in Michigan
Northpointe Bank
Grand Rapids, MI
First National Bank of America
East Lansing, MI
Mercantile Bank
Grand Rapids, MI
Independent Bank
Grand Rapids, MI
ChoiceOne Bank
Sparta, MI
Macatawa Bank, National Association
Holland, MI