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BankSonar

Farmers and Merchants Bank

Laotto, IN · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$314.5M
Total deposits
$288.4M
Branches
4
Return on assets
1.44%
Return on equity
18.85%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
13801

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers and Merchants Bank

Farmers and Merchants Bank is an FDIC-insured institution (Cert #13801). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1615 W Gump Rd

Huntertown, IN 46748

4084 North Us

Churubusco, IN 46723

511 Professional Way

Kendallville, IN 46755

6464 Merchants Dr

Laotto, IN 46763

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