Chelsea State Bank
Chelsea, MI · State member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $416.5M
- Total deposits
- $366M
- Branches
- 4
- Return on assets
- 1.57%
- Return on equity
- 13.88%
- Charter type
- State member commercial bank
- Established
- 1897
- FDIC cert #
- 14009
How the 87 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Chelsea State Bank
Chelsea State Bank is an FDIC-insured institution (Cert #14009). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
305 S Main St
Chelsea, MI 48118
7101 Dexter Ann Arbor Rd
Dexter, MI 48130
611 N Wisner Street
Jackson, MI 49202
1010 S Main St
Chelsea, MI 48118
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