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BankSonar

Thumb Bank and Trust

Pigeon, MI · State member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$692M
Total deposits
$624M
Branches
14
Return on assets
1.63%
Return on equity
17.25%
Charter type
State member commercial bank
Established
1895
FDIC cert #
14513

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Thumb Bank and Trust

Thumb Bank and Trust is an FDIC-insured institution (Cert #14513). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

6128 East Cass City Road

Elkland Township, MI 48726

7100 Main St

Caseville, MI 48725

55 S Ridge St

Port Sanilac, MI 48469

2543 S Sherman Rd

Applegate, MI 48401

520 W Sanilac Rd

Sandusky, MI 48471

3397 Main St

Deckerville, MI 48427

2985 Wilder Rd

Bay City, MI 48706

4482 Main St

Brown City, MI 48416

1 E Huron Ave

Bad Axe, MI 48413

2592 S Van Dyke Rd

Marlette, MI 48453

5536 Main Street

Lexington, MI 48450

7254 Michigan Ave

Pigeon, MI 48755

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