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BankSonar

First State Bank

Eastpointe, MI · State member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.3B
Total deposits
$1.2B
Branches
11
Return on assets
1.20%
Return on equity
12.74%
Charter type
State member commercial bank
Established
1917
FDIC cert #
15032

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #15032). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

23600 Greater Mack Ave

St. Clair Shores, MI 48080

24335 Harper Ave

St. Clair Shores, MI 48080

53050 Romeo Plank Rd

Macomb, MI 48042

44990 N Groesbeck Hwy

Clinton Township, MI 48036

11555 26 Mile Rd

Washington Township, MI 48094

53950 Gratiot Ave

Chesterfield, MI 48051

2032 19 Mile Rd

Sterling Heights, MI 48314

41240 Hayes Rd

Clinton Township, MI 48038

1575 S Rochester Rd

Rochester Hills, MI 48307

16100 E 9 Mile Rd

Eastpointe, MI 48021

67225 Gratiot Ave

Richmond, MI 48062

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