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BankSonar

Lumbee Guaranty Bank

Pembroke, NC · State, non-member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$559.6M
Total deposits
$494.1M
Branches
14
Return on assets
0.82%
Return on equity
8.92%
Charter type
State, non-member commercial bank
Established
1971
FDIC cert #
20568

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Lumbee Guaranty Bank

Lumbee Guaranty Bank is an FDIC-insured institution (Cert #20568). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

403 E 3rd St

Pembroke, NC 28372

600 N Pine St

Lumberton, NC 28358

4845 Fayetteville Rd

Lumberton,, NC 28358

2799 W 5th St

Lumberton, NC 28358

104 E Dr Martin Luther King Jr Dr

Maxton, NC 28364

306 S 5th St

Saint Pauls, NC 28384

215 E 4th Ave

Red Springs, NC 28377

201 N Bond St

Rowland, NC 28383

301 N Walnut St

Fairmont, NC 28340

720 Harris Ave

Raeford, NC 28376

403 E 3rd St

Pembroke, NC 28372

2315 Bloom Ave

Fayetteville, NC 28304

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