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BankSonar

Uwharrie Bank

Albemarle, NC · State member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.2B
Total deposits
$1.1B
Branches
10
Return on assets
1.14%
Return on equity
13.78%
Charter type
State member commercial bank
Established
1984
FDIC cert #
24919

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Uwharrie Bank

Uwharrie Bank is an FDIC-insured institution (Cert #24919). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

167 N 2nd St

Albemarle, NC 28001

710 N 1st St

Albemarle, NC 28001

107 S Main St

Norwood, NC 28128

224 N Main St

Oakboro, NC 28129

800 Highway 24-27 Bypass

Albemarle, NC 28001

25 Palaside Dr Ne

Concord, NC 28025

1490 S Main St

Mount Pleasant, NC 28124

211 S Green St

Wadesboro, NC 28170

416 Main St W

Locust, NC 28097

5231 Piper Station Dr

Charlotte, NC 28277

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