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BankSonar

HomeTrust Bank

Asheville, NC · State member commercial bank

71

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.4B
Total deposits
$3.6B
Branches
33
Return on assets
1.53%
Return on equity
11.51%
Charter type
State member commercial bank
Established
1926
FDIC cert #
27677

How the 71 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at HomeTrust Bank

HomeTrust Bank is an FDIC-insured institution (Cert #27677). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

33 branch locations

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106 S Van Buren Rd

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107 W Center St

Lexington, NC 27292

224 E Warren St

Shelby, NC 28150

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