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BankSonar

Homestead Savings Bank

Albion, MI · Savings bank

49

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$73.3M
Total deposits
$66.5M
Branches
3
Return on assets
0.75%
Return on equity
8.45%
Charter type
Savings bank
Established
1889
FDIC cert #
28667

How the 49 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Homestead Savings Bank

Homestead Savings Bank is an FDIC-insured institution (Cert #28667). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

415 S Superior St

Albion, MI 49224

4625 Hull Rd

Leslie, MI 49251

157 E Main St

Springport, MI 49284

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Earning enough on your savings?

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