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BankSonar

Morganton Savings Bank, S.S.B.

Morganton, NC · Insured depository institution

35

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$109.2M
Total deposits
$72.2M
Branches
1
Return on assets
0.20%
Return on equity
0.74%
Charter type
Insured depository institution
Established
1903
FDIC cert #
30434

How the 35 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Morganton Savings Bank, S.S.B.

Morganton Savings Bank, S.S.B. is an FDIC-insured institution (Cert #30434). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

100 S King St

Morganton, NC 28655

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Earning enough on your savings?

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