Charlevoix State Bank
Charlevoix, MI · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $248.3M
- Total deposits
- $221M
- Branches
- 7
- Return on assets
- 2.31%
- Return on equity
- 23.53%
- Charter type
- State, non-member commercial bank
- Established
- 1994
- FDIC cert #
- 33926
How the 87 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Charlevoix State Bank
Charlevoix State Bank is an FDIC-insured institution (Cert #33926). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
38230 Michigan Ave
Beaver Island, MI 49782
100 Main St
East Jordan, MI 49727
102 M 66 N
Charlevoix, MI 49720
9136 Main St
Ellsworth, MI 49729
102 M 66 N
Charlevoix, MI 49720
111 State St
Charlevoix, MI 49720
102 S Lake St
Boyne City, MI 49712
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in Michigan
Northpointe Bank
Grand Rapids, MI
First National Bank of America
East Lansing, MI
Mercantile Bank
Grand Rapids, MI
Independent Bank
Grand Rapids, MI
ChoiceOne Bank
Sparta, MI
Macatawa Bank, National Association
Holland, MI