Skip to content
BankSonar

The First National Bank of Monterey

Monterey, IN · National commercial bank

58

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$429.6M
Total deposits
$378.3M
Branches
4
Return on assets
1.09%
Return on equity
9.68%
Charter type
National commercial bank
Established
1910
FDIC cert #
4364

How the 58 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of Monterey

The First National Bank of Monterey is an FDIC-insured institution (Cert #4364). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

556 North Us 35

Winamac, IN 46996

1049 N Lake Shore Dr

Culver, IN 46511

902 W Talmer Ave

North Judson, IN 46366

6222 E Main St

Monterey, IN 46960

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Indiana

All Indiana banks →