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BankSonar

First National Bank & Trust Co.

Iron Mountain, MI · National commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$413.8M
Total deposits
$356.2M
Branches
7
Return on assets
0.83%
Return on equity
9.64%
Charter type
National commercial bank
Established
1887
FDIC cert #
5062

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank & Trust Co.

First National Bank & Trust Co. is an FDIC-insured institution (Cert #5062). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

128 S Carpenter Ave

Kingsford, MI 49802

W 8151 Us 2

Iron Mountain, MI 49801

233 S Stephenson Ave

Iron Mountain, MI 49801

901 Riverside Plz

Iron River, MI 49935

3165 Wright St

Marquette, MI 49855

3165 Wright St

Marquette, MI 49855

3805 10th St

Menominee, MI 49858

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